Your Partner in

Credit Intelligence

Your Full Spectrum of Credit Intelligence for Smarter Decisions

Credit Report

CBP Credit Features

CBP scores

Built for trust, designed for growth

Trusted National Credit Data

Exclusive access to Credit Information Corporation (CIC) data enriched, always accurate, up-to-date, and always compliant.

High Data Security

ISO 27001:2022 certified, ensuring your customer and transaction data is fully protected and audit-ready.

Comprehensive Data Sources

A 360° customer view by combining credit data, available securely anytime through a single connection.

Modular solutions

Start with identity, credit, or fraud modules, and expand into a full ecosystem tailored to your growth.

Empowering Every Industry with Trusted Credit Insights

Banking & financial services

Empower smarter lending and healthier portfolios with deeper credit intelligence. ADVANCE.CBP helps banks assess borrower risk more accurately, automate approvals, and support regulatory compliance. From new to credit customers to long standing clients, you gain a clearer view that supports faster, safer credit growth at scale.

Fintech

Accelerate innovation and responsible growth with trusted credit insights. ADVANCE.CBP enables fintechs to make faster credit decisions, improve approval accuracy, and reduce fraud risk. By connecting verified credit data with behavioural signals, you can scale digital lending confidently while keeping risk, compliance, and costs under control.

E-commerce

Build trust and reduce fraud across every transaction. ADVANCE.CBP helps e-commerce platforms verify buyers and sellers, assess payment reliability, and spot risky patterns before they affect revenue. With richer credit insight, marketplaces can approve more genuine customers, block bad actors, and grow sustainably while keeping checkout experiences smooth.

Payment

Enable faster, safer payments with smarter customer intelligence. ADVANCE.CBP helps payment providers and gateways verify users, detect anomalies, and manage transaction risk in near real time. Combine credit behaviour with identity insights to cut fraud, reduce chargebacks, streamline onboarding, and deliver a secure, frictionless payment experience that customers trust.

Sharing economy

Build safer, more trusted platforms in the sharing economy. ADVANCE.CBP enables ride hailing, delivery, and rental marketplaces to verify users and patterns, understand risk, and detect suspicious behaviour. With combined credit, identity, and behavioural insight, you can onboard faster, prevent fraud, and nurture long term, reliable communities.

Debt collection

Recover more, faster, with insight led collection strategies. ADVANCE.CBP gives collectors and lenders clearer visibility into credit history and behaviour, helping prioritise outreach and tailor repayment plans. Understand willingness and capacity to pay so you can lift recovery rates, cut operating costs, and protect customer relationships.

Insurance

Strengthen underwriting and pricing decisions with deeper credit intelligence. ADVANCE.CBP helps insurers evaluate applicant stability, repayment behaviour, and financial reliability to refine risk models and improve loss ratios. By layering credit and behavioural insight, you can segment more accurately, spot emerging risk earlier, and deliver fairer decisions that build trust.

Predict risk, unlock growth

With three tailored models and proven predictive strength, CBP Scores gives you the clarity to expand access, the speed to approve more good borrowers, and the confidence to grow safer, stronger portfolios.